Invoice2go charges up to $44.99/month for unlimited invoices. See how Instant Invoice compares on price, recurring invoices, AI generation, and client signatures.
Invoice2go is a mobile-first invoicing app used by freelancers, independent contractors, and small businesses across the US, Australia, and the UK. It is well-designed and covers the core invoicing workflow — but its tiered invoice caps, card processing fees on every plan, and the restriction of recurring invoices to the most expensive plan push many users to look for alternatives.
This post covers where Invoice2go has structural limitations, how Instant Invoice compares on the features that matter, and who each product is and is not suited for.
Where Invoice2go Has Limitations
Invoice2go's limitations are structural — they affect how the product works at different usage levels, not just how it looks.
Invoice Caps on the Two Lower Plans
The Starter plan at $7.99/month limits you to 2 invoices per month. The Professional plan at $11.99/month raises that to 5. Unlimited invoices are only available on the Premium plan at $44.99/month. For any freelancer or small business sending more than a handful of invoices monthly, the two entry-level plans cover only a fraction of typical volume.
Recurring Invoices Are Premium-Only
For contractors and small businesses with retainer clients, recurring invoices are one of the most useful features available. On Invoice2go, this is restricted to the highest-priced plan at $44.99/month. Starter and Professional plan users must create and send every invoice manually.
Card Processing Fees on Every Plan
Invoice2go charges 3.5% per card transaction on Starter, 3.0% on Professional, and 2.9% on Premium. On a $1,000 invoice, that is $29–$35 per payment. These fees apply on every plan regardless of the subscription cost.
No AI Invoice Generation
Every invoice on Invoice2go is created manually. There is no prompt-based or automated creation option.
No Permanent Free Plan
Invoice2go offers a free trial but no free tier for ongoing use.
No Pay-As-You-Go Option
Invoice2go requires a monthly or annual subscription on all plans. There is no option to pay per invoice for months when your volume is low.
Instant Invoice vs Invoice2go: Full Comparison
| Feature | Invoice2go Starter | Invoice2go Professional | Invoice2go Premium | Instant Invoice Free | Instant Invoice Pro |
|---|---|---|---|---|---|
| Monthly price | $7.99/mo | $11.99/mo | $44.99/mo | $0 | $7/mo |
| Invoices per month | 2 | 5 | Unlimited | 2 total | Unlimited |
| AI invoice generation | No | No | No | Yes | Yes |
| Recurring invoices | No | No | Yes | Yes | Yes |
| Invoice reminders | Yes | Yes | Yes | Yes | Yes |
| Payment reminders | Yes | Yes | Yes | Yes | Yes |
| Online payment (card) | Yes (3.5% fee) | Yes (3.0% fee) | Yes (2.9% fee) | No | Yes |
| Bank transfer (ACH) | Free | Free | Free | No | No |
| Client signatures | No | No | No | Yes | Yes |
| Deposit collection | No | No | No | No | Yes |
| Time tracking | Yes | Yes | Yes | No | No |
| Expenses | Yes | Yes | Yes | No | No |
| Accounting integrations | No | Yes (QuickBooks/Xero) | Yes (QuickBooks/Xero) | No | No |
| Reports | No | Yes | Yes | No | Yes |
| Pay-as-you-go option | No | No | No | Yes (Credit Packs) | No |
| Phone support | No | No | Yes | No | No |
Pricing accurate as of March 2026. Verify current pricing at invoice.2go.com.
Pricing: What You Actually Pay
The most direct comparison is at the unlimited invoice tier:
- Invoice2go Premium — $44.99/month
- Instant Invoice Pro — $7/month
That is a difference of $37.99/month, or $455.88 over a year, for the same core capability — unlimited invoices. Invoice2go Premium also charges 2.9% per card transaction on top of the subscription fee.
For freelancers and small businesses with irregular monthly volume, Instant Invoice also offers Credit Packs — one-time purchases with no subscription required:
- 4 watermark-free PDFs — $1
- 4 invoices with payment buttons — $1
- Both features on 4 invoices — $2
There is no equivalent option in Invoice2go. Ongoing use requires a subscription on all plans.
Features Available on Instant Invoice
AI Invoice Generation
Describe what you are billing for in plain language and Instant Invoice generates the invoice automatically — line items, amounts, client details, and due date populated from your prompt. For example: type "Invoice $900 to BuildRight Co for project management, 3 weeks, due in 14 days" and the invoice is ready to review and send.
Recurring Invoices
Available on both free and Pro plans. Set the billing schedule once for retainer clients and invoices send automatically each cycle — no manual creation required. On Invoice2go, this feature is restricted to the Premium plan at $44.99/month.
Automated Payment Reminders
Reminders are sent automatically before the due date, on the due date, and after the due date if the invoice remains unpaid. No manual follow-up required.
Online Payment Button
Invoices on the Pro plan include a payment button. Clients click to pay — no separate portal, no bank transfer details to copy.
Client Signatures
Available on both free and Pro plans. Invoice2go does not include client signatures on any plan.
Deposit Collection
Available on the Pro plan.
Client Management
Store client details and reuse them on future invoices without re-entering information each time.
Revenue Tracking
The dashboard shows paid, pending, and overdue invoices so you can see what has been received and what is outstanding.
What Instant Invoice does not include: Time tracking, expense tracking, accounting integrations (QuickBooks, Xero), bank transfer (ACH) payments, appointments and scheduling, or phone support. Businesses that require these features should evaluate Invoice2go Professional or Premium.
Who Should Stay on Invoice2go
Invoice2go is the more suitable choice if:
- You need time tracking, expense tracking, or appointment scheduling integrated into your invoicing — available on all Invoice2go plans; not available on Instant Invoice
- You need accounting integrations with QuickBooks or Xero — available on Invoice2go Professional ($11.99/mo) and Premium
- You require bank transfer (ACH) payments at no additional fee — available on all Invoice2go plans
- You require phone support — available on Invoice2go Premium; not currently available on Instant Invoice
- You are in Australia and require strong local payment and currency support — Invoice2go has a strong Australian market presence
Who Should Consider Switching
Instant Invoice is worth evaluating if:
- You are on Invoice2go Premium and paying $44.99/month for unlimited invoices
- You want recurring invoices without paying for the most expensive plan
- You want AI to generate invoices from a text prompt rather than filling in fields manually
- You want client signatures included at no extra cost — Invoice2go does not offer this on any plan
- You have months of low invoice volume where a pay-as-you-go Credit Pack is more cost-effective than a subscription
- You do not need time tracking, expense tracking, or accounting integrations
How to Get Started
Instant Invoice's free planincludes 2 invoices — enough to test AI generation, client signatures, and PDF output before committing. No credit card is required. Pro is $7/month for unlimited invoices, recurring billing, automated reminders, payment buttons, deposit collection, and revenue tracking. Credit Packs are available from $1 for occasional use.
Frequently Asked Questions
Does Invoice2go have a free plan?
No. Invoice2go does not offer a permanent free plan. A free trial is available but ongoing use requires a paid subscription. The entry-level Starter plan is $7.99/month and is limited to 2 invoices per month.
Does Invoice2go include recurring invoices on all plans?
No. Recurring invoices are only available on the Invoice2go Premium plan at $44.99/month. The Starter and Professional plans do not include this feature.
What are Invoice2go's card processing fees?
Invoice2go charges 3.5% per card transaction on the Starter plan, 3.0% on Professional, and 2.9% on Premium. Bank transfers (ACH) are free on all plans. These card fees apply on top of the monthly subscription cost.
Does Instant Invoice support time tracking?
No. Instant Invoice does not currently include time tracking. If billing by the hour and tracking time within your invoicing tool is a requirement, Invoice2go or FreshBooks are more suitable options.
Can I switch from Invoice2go to Instant Invoice without losing my data?
You can export your invoice history and client records from Invoice2go before closing your account. Client details can be re-entered into Instant Invoice's client management feature. Historical invoice records are best retained as exports from your previous tool, as direct data migration between platforms is not currently supported.
Does Instant Invoice work in Australia, the UK, and Canada?
Yes. Instant Invoice supports multiple currencies and is accessible in all markets. Invoice creation, AI generation, reminders, and payment tracking function across regions. Payment button availability may depend on the payment provider connected to your account — verify this during your free trial before upgrading.
Pricing accurate as of March 2026. Invoice2go: Starter $7.99/mo (2 invoices), Professional $11.99/mo (5 invoices), Premium $44.99/mo (unlimited). Instant Invoice: Free (2 invoices total), Pro $7/mo (unlimited), Credit Packs from $1.